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Best Bank Bonuses and Promotions of June 2026 up to $3,000

That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. She has over a decade of experience writing and editing for consumer websites. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.

• Then carefully consider all of your options.
• Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening.
• That’s many times better than the current median return of about 18% among checking account bonuses we track.
• If you’d like to open a new account, we’re here to help with current rates, term options and more.
• We do not sell specific rankings on any of our “best of” posts or take money in exchange for a positive review.
• The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.

We recommend you review these policies on the linked site. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge. Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.

Three great options. Unlimited possibilities.

• See our picks for the best bank bonuses for a selection of the most valuable promotions from other financial institutions.
• Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.
• You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.
• There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
• Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services.

Once Overdraft payback has been utilized, your account will then be reviewed for Overdraft Grace when applicable. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks. Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more.

Open a new personal checking and savings account, earn up to $1,000.

BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. To qualify, you must deposit at least $100 a month to your account for 12 consecutive months. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more.

What’s the catch with bank promotions and bonus offers?

Then carefully consider all of your options. If a cash bonus is offered, how you receive the funds will also vary from one bank to the next. You may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. Yes, Citizens’ promotions are offered across our products.
We’ve rounded up additional excellent checking haha spin casino account bonuses and savings account promotions below. The information regarding any product was independently collected and was not provided nor reviewed by the company or issuer. The revenue these partnerships generate gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the website and its content. We do not sell specific rankings on any of our “best of” posts or take money in exchange for a positive review.
Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Learn how to avoid the $15 monthly service fee.

Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. There are more than 405 active bank bonuses in our database right now, and thousands more that have since expired. Should you open checking and savings accounts together?
If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.